Bruce Clark Business-to-Business Team Leader

Supply chain challenges haven’t disappeared in 2026 — they’ve simply evolved. From fluctuating input costs to lingering trade and geopolitical instability, Canadian businesses are still navigating unpredictable operational environments.

Let’s be honest—no business wants to chase payments. Delayed receivables cripple cash flow, create stress, and chip away at operational stability. And while late fees and collections are sometimes necessary, there’s a growing shift in strategy: early payment incentives.

As 2026 looms on the horizon, Canadian businesses find themselves at a crossroads. With economic forecasts predicting weaker growth and shifting market conditions, credit professionals must navigate an increasingly complex financial terrain.