Collection Agency – Does A Business Or Individual Owe You Money?

CGI Credit Guard Inc. has been collecting past due debt throughout Canada and serving our clients for over 28 years.

With collection agency offices in Vancouver, British Columbia and Mississauga, Ontario, CGI Credit Guard can locate, contact and collect your outstanding accounts from coast to coast!

CGI Credit Guard’s experienced team of collectors can provide your business with fast, effective results in debt collection, asset investigation and judgment collection.

CGI Credit Guard Inc. is a reporting member to TransUnion of Canada, Equifax and Dun & Bradstreet. We report all past-due accounts to the credit bureau on a monthly basis.

Our policy is very simple, NO COLLECTION – NO FEE!

For more information about our collection agency rates and help with your past-due accounts,

email Kevin Griffin kevin@cgicreditguard.com or call 1-800-454-8864

Our services are risk free…No collection, no fee, it’s just that easy!

SUBMIT YOUR ACCOUNT FOR COLLECTION BY CLICKING HERE

We do not auto-dial

CGI Credit Guard makes Commercial and Consumer
Debt Collection a little easier.

Running your business and running your life is your main priority and maintaining positive cash flow is a valuable part of both your business and your life. CGI’s Collection Agency Services help you maintain that cash flow. We’ll help you recover the overdue debts whether you’re located in Toronto, Mississauga, Oshawa or anywhere in the GTA. If you’re on the west coast CGI has an office in Vancouver that helps you with your debt collection needs in Western Canada.

Our services are risk free…No collection, no fee, it’s just that easy!

CGI Credit Guard offers you more than just Debt Collection…

CGI Credit Guard specializes in debt collection, but we do much more than just that! Count on CGI for complementary needs such as Legal Services, Credit Bureau Reporting, Asset Investigation and Skip Tracing. This full slate of services is just another reason you should entrust your collection needs to CGI Credit Guard.

Hire the Best

Since 1994, CGI Credit Guard has been Canada’s premier Collection Agency for debt collection. For businesses of all sizes throughout Canada, we turn accounts receivable into accounts received. We are licensed and bonded to collect commercial and consumer debt in all Canadian provinces and territories.

Legal Services & Judgement Collection

We maintain legal representation in all provinces and can provide legal and collection services in one place. Our judgment collection agents help investigate debtors' financial backgrounds to prove they can pay and contact them post-judgment in an attempt to reduce executions or writ-of-seizure and sale.
Construction Liens / Building Liens
As part of our Legal Service offering, we have legal experts with proven experience and know-how, Canada-wide. If you need to file a construction lien to reduce the risk of not being paid for services rendered, we can assist.

Credit Bureau Reporting

We report all past-due accounts to TransUnion, Equifax, and Dun & Bradstreet on a monthly basis. We allow debtors the opportunity to pay in full before registering as an incentive to settle. Reporting to the credit bureau provides leverage as the individual or business understands that most information can continue to impact scores for up to six years.

Asset Investigation

Our team of highly trained investigators will identify the tangible and intangible assets owned by an individual or business on your behalf. Our experts will also seek to identify additional financial information such as bankruptcies, tax liens, judgments, and hidden accounts to reveal if the other party has enough assets to make a lawsuit worthwhile.

Skip Tracing

Our licensed and bonded skip tracers produce successful results and employ many different techniques to collect important information about debtors' location and whereabouts, such as our scrub process. We scrub our database every 72 hours, providing thousands of new phone numbers every week. This process also finds skipped judgment accounts that maximize post-judgment recoveries.

CGI Credit Guard is here to answer all of your debt collection questions…

My business needs to collect overdue accounts. How do I get started?

Getting started couldn't be easier. Once you complete this simple form, a debt collection specialist will contact you within one business day. The paperwork is minimal; we need to gather details on the debt and have the documentation and authorization to recover it for you. We'll walk you through the process step-by-step and get you paid fast!

When should I use a collection agency?

You can send an account to a collection agency any time after the invoice due date. Historically, between 90 and 120 days past the due date, to maximize the likelihood of successful recovery. However, the new recommendation is 60 days in challenging economic times.

Does CGI protect my relationship with my customer?

When a customer stops paying your bills, the relationship is already fractured. You deserve to be paid; when you send the file for collection, you are asserting the payment responsibility, and you are creating an opportunity to reset the business relationship. Our agents are trained to maximize recoveries while preserving your brand reputation and rehabilitating customer relationships. We help the customer find ways to pay while initiating a high payment priority for your business in future transactions. Customers that don't come back are probably not the kind you can afford to have!

Can I send multiple overdue accounts for collection online?

Yes, CGI's online file submission tool is the most straightforward and comprehensive you'll find. Its easy-to-use interface puts all the records and information we need to collect effectively in one place, and you can use it day or night. You can also upload as many accounts as you need to.

Building and Construction Trades

Plumbing, Electrical, Painting, Roofing, Carpentry

Small Business

Privately Owned Corporations, Partnerships, Sole Proprietorships

Manufacturers

Made to Stock (MTS), Made to Order (MTO), Made to Assemble (MTA)

Wholesalers & Distributors

Food, Fuel, Lumber

Equipment Leasing

Machinery, Vehicles, Computers

Finance & Banking

Top Canadian Banks & Credit Unions

Property Leasing

Commercial & Residential

Professional Services

Lawyers, Architects, Accountants, Engineers

Publishing & Media

Newspaper, Telecommunications, Subscriptions

CGI Credit Guard has been a service I have used for more than 16 years. I refer to them as an Ace in my pocket when dealing with doubtful accounts. Initially when I was choosing an agency, I interviewed many ans I found CGI were far ahead of their competitors in terms of what I was looking for. If you want quick, efficient and progressive collection techniques - CGI posses them all. Working mainly with Kevin, Bruce, Steve and Connor is like dealing with coworkers within your own organization! , they are positive, professional and want a result at the end of the day. They offer options and solutions and are honest in what they can do. Highly recommended and a must for any credit dept. Keep up the great work CGI!

Bob

I have worked with Kevin, Bruce and Steve from CGI for many years and I have had nothing but great results. Professional collection's, ability to handle complex cases while keeping costs competitive. CGI is a valuable business partner, something in todays credit charged world in invaluable. I would recommend this company 100%.

Brandi

The whole team at CGI has been professional from the start. As a business, our rate of recovery compared to our previous credit company almost doubled, including files the previous company deemed "uncollectable". Kevin, Bruce, Steve, Connor and others are the dream team!!

Ashley